If you're a first-time mortgage borrower, you might be asking yourself, "What is MIP?" Home buyers considering getting a loan from the Federal Housing Administration will find MIP, or mortgage insurance premium, especially relevant because all FHA loans require insurance. Here's what you need to know about MIP,...
Coming Soon to San Elijo Hills, gorgeous 3 bedroom, 3 bathroom townhome. ...
The most competitive, tightest housing market in decades may finally be loosening its grip, and that could put pressure on overheated home prices. The supply of homes for sale in the second quarter of 2018, the all-important spring market, rose at three times the rate...
If you're thinking about buying your first home, that pesky down payment has probably kept you awake more than a few nights. We get it—while a pre-approval is crucial for determining your buying power, it's the down payment that shows you mean business. But saving up...
Will mortgage rates at recent record levels drive down home buying? Mortgage interest rates just hit the highest level in seven years, but those in the lending trenches already knew that, right? That news shouldn’t come as a surprise to those of you who live and breath the...
You may be wondering if its time for you or someone in your family to downsize their home. There are many reasons why one may want to downsize: empty nest, location change, the cut of maintenance, the cut in price, etc. This time can also...
Naturally, you want to get the best deal for the least amount of money. This holds true for mortgage rates as well. A lower interest rate means a lower monthly mortgage payment, which can save you money in the long run. Also, it is easier to...
A quick guide to decorating your home with indoor plants, for beginners and notorious plant killers alike. It’s no secret that indoor plants are SO on trend, but a bigger secret may be how to do it without breaking the bank or murdering several innocent cacti...
Looking for housing in California — to buy or rent — means having the fewest choices in the nation. A curious stat from the U.S. Census Bureau tracks empty residences, whether those units are rentals or ownership properties. Basically, “gross vacancy rate” is a proportional measure...
There is a lot going on in our beautiful city this month! La Jolla Concourse d’Elegance Approximately 150 specialty vehicles will be on display at this German-themed car show. It’s a car buff’s dream. Come and see them all! Location: La Jolla (Ellen Browning Park at La Jolla...